Cost of Senior Living Calculator
Can moving to a senior living community save you money? Use this calculator to find out!
Cost of Senior Living
Your Results
To help you weigh the cost of senior living versus living at home, we created a calculator you can use to find the answer that’s right for you. Follow the steps below to evaluate the costs associated with your lifestyle and care needs.
Step 1
Select your nearest location.
Please Select
Atlantic, IA
Bettendorf, IA
Des Moines, IA
DeWitt, IA
Indianola, IA
Johnston, IA
Newton, IA
Pella, IA
Washington, IA
West Des Moines, IA
Next Step
Previous Step
Step 2
Select how much assistance you will need, if any.
If you’re not sure that’s OK. We’re happy to help! This quick online assessment can help you find the perfect fit. Click here to get started!
Please select how much assistance you think you will need.
Please Select
Independent living - No or minimal assistance
Assisted living - Help as needed to enhance independence
Memory care or support - Safe, enriching dementia services
Long-term care - Nursing services available 24/7
If a spouse or partner would be moving with you, please select how much assistance you think they will need.
Please Select
No Spouse or Partner
Independent living - No or minimal assistance
Assisted living - Help as needed to enhance independence
Memory care or support - Safe, enriching dementia services
Long-term care - Nursing services available 24/7
Next Step
Previous Step
Step 3
Enter your monthly at-home expenses.
Enter your monthly at-home expenses in the left column. Senior living costs will display after hitting the “Calculate” button. (If you are planning on moving with a spouse or partner, please enter your combined expenses.)
Mortgage or Rent Payment
Include only mortgage or rent payment. Other related bills, such as insurance and HOA fees, will be included in a later section.
Utilities
Include all utility bills, including gas, electricity, and water, as well as phone, sewage, trash, and recycling.
Homeowner’s or Renter’s Insurance
Include the monthly cost of homeowner’s or renter’s insurance.
Property Taxes and HOA Fees
Include monthly property taxes and homeowner association (HOA) fees.
Entertainment, Activities and Food
Include the average monthly costs of Wi-Fi, cable, streaming services, social clubs, sports teams, classes, groceries, dining out, delivery services, and so on.
Yard Care and Related Services
If not already included in your HOA costs, include the costs of lawn mowing, landscaping, snow removal, and any related services.
Pool or Hot Tub Care
If applicable, include the cost of routine maintenance and materials.
Annual Home Maintenance
Include annual maintenance costs for major systems and appliances, as well as the annual cost of home repairs.
Housekeeping
If applicable, include the cost of house cleaning, linen and laundry services.
Security System
Include up-front costs, such as the installation and activation of alarm equipment, as well as the average cost of monitoring services.
Gym or Health Club Membership
Include monthly or annual expenses for gym or health club memberships.
Transportation
Low cost transportation is available in our communities. Include current costs for your vehicle including insurance, car payments, maintenance, gas, repairs, and public transportation costs.
Current or Anticipated Home Care Costs
Include the costs of home care provided by nursing assistants, physical and occupational therapists, or other medical providers.
Calculate
Your Results
Estimated At-Home Cost
$3,000 / month
Estimated Senior Living Cost
$3,000 / month
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Cost of Senior Living
Your Results
Homeowner’s or Renter’s Insurance
Property Taxes and HOA Fees
Entertainment, Activities and Food
Yard Care and Related Services
Gym or Health Club Membership
Current or Anticipated Home Care Costs*
* To provide a fair comparison between staying at home and community living, please provide your best estimate for your at-home care costs.
Estimated At-Home Cost
$3,000 / month
Estimated Senior Living Cost
$3,000 / month
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